The economic reality of the common American family today is one of financial instability. One layoff and the house is foreclosed. One mistake and the chain of debt shackled to your ankle pulls you into the abyss. One misstep and you find yourself in a free fall. For the high school student working to help his family eat, the scholar with unemployed parents, the youth with parents who immigrated here and never attended college, the kid who feels walled in by familial debt, higher education seems like a remote, distant dream. But this nation must not allow this dream to be deferred.